Premiums and Claims

Marketplace Average Benchmark Premiums (2014–2025)
Source: kff.org/affordable-care-act

Worker vs. Employer Premium Contributions (2000–2024)

Premiums were analyzed using the second-lowest cost silver benchmark for a 40-year-old…

State

Claims Denial Rates

Denial Rates by Provider (2024)

Denial Rates by State (2020)

Rising Cost of Health Insurance

Costs have outpaced inflation and deductibles have risen sharply.

KFF data shows that employee shares and deductibles have both climbed significantly…

Cumulative % Change: …